Context Nothing ruins the thrill of buying a brand new car more quickly than seeing your new insurance bill. The sting’s even more painful when you know you’re a good driver. It doesn’t seem fair that you have to pay so much if you’ve been cautious on the road for years. Try to build a model that predicts the probability that a driver will initiate an auto insurance claim in the next year! Good Luck Content What's inside is more than just rows and columns. Make it easy for others to get started by describing how you acquired the data and what time period it represents, too. Acknowledgements We wouldn't be here without the help of others. If you owe any attributions or thanks, include them here along with any citations of past research. Inspiration Your data will be in front of the world's largest data science community. What questions do you want to see answered?