Company Information: -------------------------- The data set is based upon Lending Club Information . - TheIrish Dummy Banks is a peer to peer lending bank based in the ireland, in which bank provide funds for potential borrowers and bank earn a profit depending on the risk they take (the borrowers credit score). Irish Fake bank provides loan to their loyal customers. The complete data set is borrowed from Lending Club For more basic information about the company please check out the wikipedia article about the company. This dataset is copied and clean from kaggle but it has been changed. The any kind of similarity is just for learning purposes. I dont have any intention for Plagiarism I just like to be clear myself.

Lending Club Information ------------------- The central idea and coding is abstract from Kevin mark ham youtube video series, Introduction to machine learning with scikit-learn video series. You can find link under resources section. Data Description ---------------- - LoanStatNew Description - addr_state The state provided by the borrower in the loan application - annual_inc The self-reported annual income provided by the borrower during registration. - annual_inc_joint The combined self-reported annual income provided by the co-borrowers during registration - application_type Indicates whether the loan is an individual application or a joint application with two co-borrowers - collection_recovery_fee post charge off collection fee - collections_12_mths_ex_med Number of collections in 12 months excluding medical collections - delinq_2yrs The number of 30+ days past-due incidences of delinquency in the borrower's credit file for the past 2 years - desc Loan description provided by the borrower - dti A ratio calculated using the borrower’s total monthly debt payments on the total debt obligations, - - - excluding mortgage and the requested LC loan, divided by the borrower’s self-reported monthly income. - dti_joint A ratio calculated using the co-borrowers' total monthly payments on the total debt obligations, - excluding mortgages and the requested LC loan, divided by the co-borrowers' combined self-reported monthly income - earliest_cr_line The month the borrower's earliest reported credit line was opened - emp_length Employment length in years. Possible values are between 0 and 10 where 0 means less than one year - and 10 means ten or more years. - emp_title The job title supplied by the Borrower when applying for the loan.* - fico_range_high The upper boundary range the borrower’s FICO at loan origination belongs to. - fico_range_low The lower boundary range the borrower’s FICO at loan origination belongs to. - funded_amnt The total amount committed to that loan at that point in time. - funded_amnt_inv The total amount committed by investors for that loan at that point in time. - grade LC assigned loan grade - home_ownership The home ownership status provided by the borrower during registration. Our values are: RENT, OWN, MORTGAGE, OTHER.