**LoanStatNew**,Description **addr_state**,The state provided by the borrower in the loan application **annual_inc**,The self-reported annual income provided by the borrower during registration. **annual_inc_joint**,The combined self-reported annual income provided by the co-borrowers during registration **application_type**,Indicates whether the loan is an individual application or a joint application with two co-borrowers **collection_recovery_fee**,post charge off collection fee **collections_12_mths_ex_med**,Number of collections in 12 months excluding medical collections **delinq_2yrs**,The number of 30+ days past-due incidences of delinquency in the borrower's credit file for the past 2 years **desc**,Loan description provided by the borrower **dti**