Advancing financial well-being through research Understanding factors that support consumer financial well-being can help practitioners and policymakers empower more families to lead better financial lives to serve their own goals. A person’s financial well-being comes from their sense of financial security and freedom of choice—both in the present and when considering the future. We measured it using our 10-item Financial Well-Being Scale. The survey dataset includes respondents’ scores on that scale, as well as measures of individual and household characteristics that research suggests may influence adults’ financial well-being, including: Income and employment Savings and safety nets Past financial experiences Financial behaviors, skills, and attitudes